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Perkins Loans are federally guaranteed student borrowing options that are administered jointly by the U. government and individual colleges and universities. The low-interest, long-term loans target students with serious financial hardship.A lion’s share of federal financial aid originates from the Pell Grant and William D. Select economically disadvantaged students are eligible for additional student aid designed to increase college access for society’s neediest groups.This includes federal and private student loans as well as credit card debt and money borrowed from family members.Federal student loans are generally the most attractive loan options due to their low and fixed interest rates and flexible repayment plans.

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Individual colleges evaluate your financial aid needs based on information you submit to the government.

Questions about the inclusion or omission of a particular school must be directed to the state education agency contact in the state where the school is located and to the U. You apply for teacher loan forgiveness after you have completed the five-year teaching requirement.

Print and complete the Teacher Loan Forgiveness Application.

Direct consolidation loans are now the only type of federal student consolidation loan.

Under the Direct Loan Consolidation Program, you can consolidate Subsidized and Unsubsidized Stafford Loans, Supplemental Loans for Students (SLSs), Federally Insured Student Loans (FISLs), PLUS Loans, Direct Loans, Perkins Loans, Health Education Assistance Loans (HEALs), and just about any other type of federal student loan.